Introduction
Keeping track of your bank account balance is an essential part of managing your finances. State Bank of India (SBI) is one of the largest banks in India, and many customers across the country have accounts with them. Checking your SBI account balance is a simple process that can be done using various methods. In this article, we will discuss the different ways to check your SBI account balance, including through SMS, missed call, online, mobile app, and ATM.
Checking SBI Account Balance Through SMS
One of the quickest and most convenient ways to check your SBI account balance is through SMS banking. To use this service, you need to register your mobile number with the bank and link it to your account. Once registered, you can send an SMS in the specified format to the designated number provided by SBI. You will receive an SMS with your account balance shortly after. Remember to use the mobile number that you have registered with the bank.
Steps to Check SBI Account Balance Through SMS:
- Open the messaging app on your phone.
- Compose a new message.
- Type “BAL” and send it to the SBI’s designated SMS banking number.
- Wait for a few moments to receive a message with your account balance.
Checking SBI Account Balance Through Missed Call
Another convenient way to check your SBI account balance is through a missed call service. Similar to SMS banking, you need to ensure that your mobile number is registered with the bank before using this service. Once your number is linked to your account, you can simply give a missed call to the specified number from your registered mobile number. You will receive an SMS with your account balance shortly after the call.
Steps to Check SBI Account Balance Through Missed Call:
- Dial the designated missed call number provided by SBI from your registered mobile number.
- Wait for the call to disconnect after a few rings.
- You will receive an SMS shortly with your account balance.
Checking SBI Account Balance Online
SBI provides internet banking facilities that allow you to check your account balance online. To access this service, you need to register for internet banking with SBI and create your username and password. Once you have an active internet banking account, you can log in to the SBI website or use the SBI mobile app to check your account balance along with other banking services.
Steps to Check SBI Account Balance Online:
- Visit the official website of SBI or open the SBI mobile app.
- Log in using your username and password for internet banking.
- Navigate to the account summary or balance inquiry section.
- You can view your account balance along with recent transactions and other details.
Checking SBI Account Balance Through the Mobile App
The SBI mobile app is a user-friendly platform that offers a range of banking services, including checking your account balance. To use the mobile app, you need to download it from the Google Play Store or Apple App Store and register using your internet banking credentials. The app provides a secure and convenient way to access your account details on the go.
Steps to Check SBI Account Balance Through the Mobile App:
- Download and install the SBI mobile app from the app store.
- Register using your internet banking username and password.
- Navigate to the account section of the app.
- You can view your account balance, transactions, and other details on the app.
Checking SBI Account Balance at an ATM
If you prefer to check your SBI account balance in person, you can visit an SBI ATM and use your debit card to access your account details. ATMs are available 24/7, making them a convenient option for checking your balance at any time. Make sure to keep your debit card and PIN secure while using the ATM.
Steps to Check SBI Account Balance at an ATM:
- Visit the nearest SBI ATM.
- Insert your debit card into the card slot.
- Enter your PIN when prompted.
- Select the “Check Balance” option from the screen.
- Your account balance will be displayed on the screen.
Conclusion
In conclusion, checking your SBI account balance is a simple process that can be done through various convenient methods such as SMS, missed call, online, mobile app, and ATM. By utilizing these services, you can stay informed about your finances and make informed decisions regarding your funds. Remember to keep your banking details secure and avoid sharing sensitive information with anyone.
Frequently Asked Questions (FAQs)
1. Can I check my SBI account balance without internet banking?
Yes, you can check your SBI account balance through SMS banking, missed call service, or by visiting an ATM even if you do not have internet banking.
2. Is there a charge for checking SBI account balance through SMS or missed call?
SBI does not levy any charges for checking your account balance through SMS or missed call services. However, standard SMS or call rates may apply.
3. How often can I check my SBI account balance through SMS or missed call?
You can check your SBI account balance through SMS or missed call as frequently as you like. There are no restrictions on the number of times you can use these services.
4. Can I check my SBI account balance from someone else’s phone using SMS or missed call service?
For security reasons, it is recommended to check your account balance only from your registered mobile number to ensure the confidentiality of your banking information.
5. Are there any restrictions on checking SBI account balance through the mobile app?
As long as you have a stable internet connection and access to the SBI mobile app, you can check your account balance without any restrictions. Ensure that you keep your login credentials secure to protect your account.
6. What should I do if I notice any discrepancies in my SBI account balance?
If you observe any discrepancies or unauthorized transactions in your SBI account balance, immediately contact the bank’s customer service helpline or visit your nearest SBI branch to report the issue and seek assistance.
7. Can I check my SBI account balance from abroad using these methods?
Yes, you can check your SBI account balance from abroad through SMS, missed call, online banking, or the mobile app, provided you have an active internet connection and access to your registered mobile number.
8. Are there any additional security measures I should take while checking my SBI account balance online?
To enhance security, ensure that you log out of your internet banking or mobile app session after checking your account balance. Avoid using public Wi-Fi networks and keep your login credentials confidential.
9. How long does it typically take to receive the SMS with my SBI account balance after using the missed call service?
The SMS with your account balance is usually sent instantaneously after giving a missed call to the designated number. In case of delays, you may contact SBI customer service for assistance.
10. Can I check my SBI account balance through other third-party apps or websites?
For security reasons and to protect your banking information, it is recommended to check your SBI account balance only through official channels such as SMS, missed call, the bank’s website, or the official mobile app. Avoid using unauthorized third-party apps or websites for account inquiries.
